[size=14pt]Insurance Description[size=12pt]
You may be wondering how insurance in minecraft would work. Well, basically every time you die; and a staff member cannot replace your items because it was a “natural death” such as falling in lava, losing them somewhere in a cave, or blowing up from a creeper; Kwerk Insurance is able to give you a cash payout based on what you lost. This covers as much as all items in your inventory, even your armor! The money you can get can go as high as the policy you have. If you have any questions, please read the terms and conditions. We are now taking policy orders. If questions still remain, then please post below. We are happy to help.
@Employers
If you want to supply insurance for your workers, group rates are available for a discounted rate. Kwerk Insurance can also cover company tools and items.
To place an order for a policy, please go here:
http://projectcitybuild.com/forums/index.php?topic=5796.0
[size=14pt]Policy
[size=12pt]Basic: $75 /week
Pays up to to $356.25 in damages
Economy: $125 /week
Pays up to to $593.75 in damages
Premium: $175 /week
Pays up to to $831.25 in damages
[size=14pt]Deductible
[size=12pt]Deductible- subtracted from your claim in the event of a loss.
[Deductible] - [Increase in premium] /week
$0 - +$75 /week
$25 - +$50 /week
$50 - +$25 /week
$100 - +$0 /week
[size=12pt]Helping players succeed™
Terms and Conditions
[size=8pt]A policy covers the user’s, and only the user’s, personal items in the event of a natural loss. Posting below acknowledges you agreed to the following terms and conditions… A limit of 1 (one) policy may be held by a single user. All items in the user’s inventory will be covered, and can/will be paid by Kwerk Insurance in the event of a permanent loss. Examples of unnatural/temporary losses are, but are not limited to: server timeout glitch, unwanted pvp fighting, and misplaced items. To place a claim, post below, following the format above. The official format for placing claims is listed on the original post, users who do not post in this format will be asked to do so. Once a claim has been approved, a mandatory deducible is removed from the total payout. This deductible is based on your policy, and will be implemented at the time of a claim. High-risk users may be forced to have a higher deducible, based on previous claims. When a claim is processed, the weekly premium will increase based on, but not limited to: frequency of claims, size of claim, payment regularity. Payments are due once the signs up for a policy. Weekly payments are due Friday-Sunday every week. Users who did not pay within this period will be dropped, not covered until they sign a policy again. We will pay 90% the average of the items lost. Refunds will not be given under normal circumstances. Users accused of insurance fraud will be persecuted and dealt with staff, as they have stolen from the company. The contract is not to be altered in any way, and doing so will void any and all policies.
You are lucky I have a deathchest, or I’d sign up for this and bankrupt you, the amount I die.